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Payday Loan harassment

There are many ways that payday lenders harass borrowers who don't pay up. Some methods are legit and legal, while other are borderline to being considered harassment.

Some of these methods payday loan lenders try and collect from their borrowers include:

  • Calling you at work
  • Calling you at unusual times of the day
  • Calling your friends and family
  • Sending your account to a Collection Agency
  • Letters in the mail
  • Adding high fees and interest to your account

While the lender must make an attempt to collect dues, there are limits on what the payday lender can do and what is considered harassment. If you believe a Payday Lender is harassing you contact your states Attorney Generals Office, which is usually in charge of consumer protection. You can also contact the BBB (Better Business Bureau) as well.


Payday Loan Alternatives


Prosper is a peer-to-peer lender allowing borrowers to secure a fixed rate personal loan of $2,000 to $25,000.

Loan Term: 1, 3 or 5 years
Loan APR: 6.59% to 35.84%

Get more info

Great Plains Lending

Great Plains is a installment loan lender that provides flexible payment terms and rates slightly lower than traditional payday loans.

Amount: $200 to $1,000
Loan Term: 4 to 15 months

Get more info